RanaeStewart

21408 Palm Avenue, Panama City Beach, FL 32413

$649,000
  • 21408 Palm Avenue, Panama City Beach, FL 32413 Main Photo

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Pending
BEDS3 BATHS2 full SQUARE FEET1,824 MLS#994911
STATUSPending PROPERTY TYPEResidential - Single Family SUBDIVISIONRiviera Beach

Property Description

Prime Turnkey Coastal Gem in Panama City Beach - Ideal for Beach Living or Short-Term Rental Income.Discover this immaculate, like-new 3-bedroom, 2-bathroom coastal retreat at 21408 Palm Ave, Panama City Beach, FL 32413. Built in 2018 and meticulously maintained by its original owner, this 1,824 sq. ft. single-family residence showcases modern coastal charm with NO HOA fees and vacation rental zoning, making it an exceptional opportunity for income generation or effortless coastal living as a primary or second home.Discover this immaculate, like-new 3-bedroom, 2-bathroom coastal retreat at 21408 Palm Ave, Panama City Beach, FL 32413. Built in 2018 and meticulously maintained by its original owner, this 1,824 sq. ft. single-family residence showcases modern coastal charm with NO HOA fees and vacation rental zoning, making it an exceptional opportunity for income generation or effortless coastal living as a primary or second home.Step inside to an inviting open-concept floor plan highlighted by vaulted ceilings, abundant natural light, and thoughtfully designed living spaces. The spacious living room flows seamlessly into a formal dining area and a versatile bonus flex space, ideal for a home office, media room, or additional guest accommodations.The well-appointed kitchen serves as the heart of the home, featuring quartz countertops, stainless LG appliances, ample cabinetry, and a layout designed for both entertaining and everyday living. French doors from both the living area and the private primary suite open to a tranquil outdoor patio, perfect for morning coffee, evening breezes, or relaxed gatherings after a day at the beach.Turnkey, stylish, and ideally located in desirable West Panama City Beach, this property delivers the rare combination of modern construction, rental flexibility, and low-maintenance coastal living, a true standout in today's market.

21408 Palm Avenue | MLS# 994911

This single family home located at 21408 Palm Avenue, Panama City Beach, FL 32413 is currently listed for sale with an asking price of $649,000. This property was built in 2018 and has 3 bedrooms and 2 full baths with 1824 sq. ft. Palm Avenue is located in the Riviera Beach subdivision. Search Riviera Beach real estate on rstewart.therealtyvault.com today.

Property Features

Property Type: Residential - Single Family
Cooling: Ceiling Fans, Central Air
Fenced: Yes
Garage: 2 car attached
Heating: Central
Home Style: Beach House
Lot Size: 0.13 Acres
Stories: 1.0
Taxes: $7,757
Year Built: 2018

Feature Descriptions

Appliances: Dishwasher, Microwave, Refrigerator, Smoke Detector, Stove/Oven Electric, Water Heater - Elect
Community Features: Short Term Rental - Allowed
Days on Site: 68
Exterior: Fenced Back Yard
Exterior: Siding CmntFbrHrdBrd
Fencing: Fenced Privacy
Financing Terms: Conventional, FHA, VA
Flooring: Floor Tile, Floor Vinyl
Foundation: Slab
Interior: Ceiling Cathedral, Ceiling Vaulted, Pantry, Washer/Dryer Hookup
Lot: Within 1/2 Mile to Water
Lot Dimensions: 50x110
Parcel Number: 35690000000
Patio/Porch: Patio Covered, Patio Open
Property Condition: Construction Complete
Road Frontage: County Road
Road Surface: Paved
Rooms Total: 6
Sewer: Septic Tank
Sub Type: Detached Single Family
Utilities: Electric, Phone, Public Water, TV Cable

Room Sizes

Primary Bathroom: 15 X 11 Level - First
Bedroom: 12 X 10 Level - First
Bedroom: 12 X 10 Level - First
Dining Room: 20 X 19 Level - First
Family Room: 18 X 14 Level - First
Kitchen: 13 X 10 Level - First

Local Schools

High School: Bay
Middle School: Surfside
Elementary School: West Bay

Listed By / Shown By

Listed By

Agency Name: Keller Williams Realty SRB

Shown By

Agent Name: Ranae Stewart
Agent Phone: (850) 619-4224
Agency Title: The Realty Vault

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Estimated Payment

$ 2,280.10 per month $1,444.39 Principal & Interest $646.42 Property Tax $189.29 Homeowner's Insurance

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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 04/19/2026. The listing information on this page last changed on 04/19/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Sun 04/19/2026 2:50:02 AM EST) or Pensacola MLS (last updated Sun 04/19/2026 12:13:07 AM EST) or Baldwin County MLS (last updated Sun 04/19/2026 2:31:10 AM EST) or Emerald Coast MLS (last updated Sun 04/19/2026 12:05:27 AM EST). Real estate listings held by brokerage firms other than The Realty Vault may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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