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428 Captains Circle, Destin, FL 32541

$1,549,900
  • 428 Captains Circle, Destin, FL 32541 Main Photo

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Active Price Reduced by $25,100 on April 18th, 2026
BEDS3 BATHS2 full 1 partial SQUARE FEET3,408 MLS#984522
STATUSActive PROPERTY TYPEResidential - Single Family SUBDIVISIONREGATTA BAY PH 1

Property Description

Luxury single-level home for sale in Regatta Bay, Destin, Florida -- Nestled on a premier homesite with stunning lake and golf course views, this elegant European-style estate offers the ultimate resort living. Boasting a dramatic 35-foot wall of windows, the open floor plan seamlessly blends indoor outdoor living with a sparkling private pool and private backyard oasis. Inside, discover two spacious living areas, a formal dining room, a cozy kitchen nook, three bedrooms, and 2.5 bathrooms. The gourmet chef's kitchen shines with high-end Café appliances, Sub-Zero refrigerator, gas stove, convection oven, microwave, dishwasher, and wine cooler. The primary suite features refined finishes, ample closet space, a wet bar/coffee station, and direct lanai access. Additional bedrooms are generously sized, and the two garages accommodate three vehicles plus 580 sq ft of floored attic storage. Regatta Bay delivers an unmatched lifestyle in this gated golf and boating community: hop in your golf cart for quick access to dinner, shopping, the marina, schools, and beaches. Enjoy a red-light exit onto Highway 98, plus world-class amenities including a golf academy, member's covered practice area, pool and playground, tennis and pickleball courts, member's lounge, library, on-course beverage carts, Lulu's Restaurant & Bar on the Bay, private bayfront pool, boat storage, and more. A perfect fusion of luxury, functionality, and prime location -- this move-in-ready gem won't last long. Ideal for those seeking a golf course home with waterfront resort vibes on Florida's Emerald Coast.

428 Captains Circle | MLS# 984522

This single family home located at 428 Captains Circle, Destin, FL 32541 is currently listed for sale with an asking price of $1,549,900. This property was built in 2005 and has 3 bedrooms and 2 full and 1 partial baths with 3408 sq. ft. Captains Circle is located in the REGATTA BAY PH 1 subdivision. Search REGATTA BAY PH 1 real estate on rstewart.therealtyvault.com today.

Property Features

Property Type: Residential - Single Family
Cooling: Ceiling Fans, Central Air
Garage: 3 car attached
Heating: Natural Gas
Home Style: Other
Lot Size: 0.66 Acres
Stories: 1.0
Taxes: $7,571
Year Built: 2005

Feature Descriptions

Appliances: Auto Garage Door Opn, Central Vacuum, Dishwasher, Disposal, Microwave, Refrigerator W/IceMk, Security System, Smoke Detector, Stove/Oven Gas, Wine Refrigerator, Water Heater - Gas
Association Fee Includes: Accounting, Legal, Management, Security
Community Features: Short Term Rental - Not Allowed, BBQ Pit/Grill, Boat Launch, Fishing, Gated Community, Golf, Pets Allowed, Playground, Pool, Tennis, Waterfront
Days on Site: 228
Exterior: BBQ Pit/Grill, Lawn Pump, Pool - Enclosed, Sprinkler System, Summer Kitchen
Exterior: Frame, Stucco
Fireplace: Fireplace Gas
Fireplace Y/N: Yes
Flooring: Floor Tile, Floor WW Carpet
HOA: Yes
Interior: Breakfast Bar, Built-In Bookcases, Ceiling Crwn Molding, Ceiling Raised, Ceiling Tray/Cofferd, Kitchen Island, Lighting Recessed, Pantry, Split Bedroom, Washer/Dryer Hookup, Wet Bar
Lot: Corner, Covenants, Restrictions, Survey Available, Within 1/2 Mile to Water, Wooded
Lot Dimensions: 273 x 91
Parcel Number: 00-2S-22-0515-0000-0010
Patio/Porch: Patio Covered
Pool Features: Pool - Heated, Pool - In-Ground, Pool Type
Property Condition: Construction Complete
Road Frontage: City Street
Road Surface: Paved
Rooms Total: 15
Security: yes
Sewer: Public Sewer
Special View Info: Lake
Sub Type: Detached Single Family
Utilities: Electric, Gas - Natural, Public Water, Underground
Window: Window Treatment All
Wooded: Yes

Room Sizes

Primary Bedroom: 19 X 18 Level - First
Bedroom: 14 X 11 Level - First
Bedroom: 14 X 11 Level - First
Kitchen: 16 X 14 Level - First
Dining Area: 13 X 13 Level - First
Living Room: 18 X 17 Level - First
Family Room: 17 X 16 Level - First
Laundry: 15 X 6 Level - First
Primary Bathroom: 15 X 13 Level - First
Office: 7 X 6 Level - First
Owner.s Closet: 15 X 11 Level - First
Pantry: 7 X 5 Level - First
Breakfast Room: 9 X 9 Level - First
Garage: 27 X 23 Level - First
Garage: 20 X 14 Level - First

Local Schools

High School: Destin
Middle School: Destin
Elementary School: Destin

Listed By / Shown By

Listed By

Agency Name: Florida Sales Realty

Shown By

Agent Name: Ranae Stewart
Agent Phone: (850) 619-4224
Agency Title: The Realty Vault

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Estimated Payment

$ 4,532.38 per month $3,449.41 Principal & Interest $630.92 Property Tax $452.05 Homeowner's Insurance

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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 04/19/2026. The listing information on this page last changed on 04/19/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Sun 04/19/2026 2:50:02 AM EST) or Pensacola MLS (last updated Sun 04/19/2026 12:13:07 AM EST) or Baldwin County MLS (last updated Sun 04/19/2026 2:31:10 AM EST) or Emerald Coast MLS (last updated Sun 04/19/2026 12:05:27 AM EST). Real estate listings held by brokerage firms other than The Realty Vault may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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