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443 Shelter Cove Drive, Santa Rosa Beach, FL 32459

$1,125,000
  • 443 Shelter Cove Drive, Santa Rosa Beach, FL 32459 Main Photo

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Active Price Reduced by $10,000 on April 16th, 2026
BEDS4 BATHS3 full 1 partial SQUARE FEET3,100 MLS#998443
STATUSActive PROPERTY TYPEResidential - Single Family SUBDIVISIONSHELTER COVE ESTATES 2ND ADDN

Property Description

New Construction | 4 Bedrooms | Dual Primary Suites | No HOA | Near Choctawhatchee Bay.Rare opportunity to own a custom-built, new construction home with no HOA just steps from the scenic Choctawhatchee Bay. Situated on a spacious 41-acre homesite, this thoughtfully designed property offers the ideal blend of luxury, flexibility, and coastal lifestyle. This 4-bedroom, 3.5+ bathroom home features two primary suites-one conveniently located on the main level and a second upstairs ensuite making it perfect for multi-generational living, guests, or maximizing rental potential. The open-concept living area is filled with natural light and flows seamlessly into a beautifully appointed chef's kitchen, complete with quartz countertops, white shaker cabinetry, subway tile backsplash, custom range hood, and an oversized island--ideal for entertaining. The first-floor primary suite offers a private retreat with a spa-like bath, including a freestanding tub, separate tiled shower, dual vanities, and a large walk-in closet. Upstairs, you'll find three additional bedrooms, including the second ensuite primary, plus an expansive 24x18 flex room--perfect for a media room, game room, home office, or additional living space. Enjoy peaceful mornings and sunset evenings from the upstairs balcony, where you can take in views of the bay and watch dolphins and local wildlife. Additional highlights include a large walk-in pantry, well-designed laundry room with room for utility sink, luxury vinyl plank flooring, and high-end finishes throughout. With no HOA restrictions, ample space, and close proximity to boating, beaches, dining, and shopping, this home offers unmatched freedom and lifestyle in one of Santa Rosa Beach's most desirable areas. Yes, there is room for a pool and your own personal backyard oasis. Schedule your private showing today and experience elevated coastal living without compromise.

443 Shelter Cove Drive | MLS# 998443

This single family home located at 443 Shelter Cove Drive, Santa Rosa Beach, FL 32459 is currently listed for sale with an asking price of $1,125,000. This property was built in 2023 and has 4 bedrooms and 3 full and 1 partial baths with 3100 sq. ft. Shelter Cove Drive is located in the SHELTER COVE ESTATES 2ND ADDN subdivision. Search SHELTER COVE ESTATES 2ND ADDN real estate on rstewart.therealtyvault.com today.

Property Features

Property Type: Residential - Single Family
Cooling: Ceiling Fans, Central Air
Garage: 2 car attached
Home Style: Contemporary
Lot Size: 0.41 Acres
Stories: 2.0
Taxes: $5,271
Year Built: 2023

Feature Descriptions

Appliances: Auto Garage Door Opn, Dishwasher, Disposal, Microwave, Range Hood, Refrigerator W/IceMk, Smoke Detector, Stove/Oven Electric, Warranty Provided, Water Heater - Elect
Community Features: Short Term Rental - Allowed
Days on Site: 30
Exterior: Balcony, Lawn Pump, Sprinkler System
Exterior: Frame, Stucco
Financing Terms: Conventional, VA
Flooring: Floor Tile, Floor Vinyl
Interior: Breakfast Bar, Kitchen Island, Lighting Recessed, Newly Painted, Pantry, Split Bedroom, Washer/Dryer Hookup
Lot: Cleared, Survey Available, Within 1/2 Mile to Water
Lot Dimensions: 89 x 209x 126 x 85
Parcel Number: 24-2S-21-42311-000-0360
Parking: Garage
Patio/Porch: Porch
Property Condition: Construction Complete
Road Frontage: County Road
Road Surface: Paved
Rooms Total: 7
Sewer: Public Sewer
Special View Info: Bay
Sub Type: Detached Single Family
Utilities: Electric, Gas - Natural, Public Water, TV Cable
Window: Window Treatmnt None

Local Schools

High School: South Walton
Middle School: Emerald Coast
Elementary School: Van R Butler

Listed By / Shown By

Listed By

Agency Name: Coldwell Banker Realty

Shown By

Agent Name: Ranae Stewart
Agent Phone: (850) 619-4224
Agency Title: The Realty Vault

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Estimated Payment

$ 3,271.14 per month $2,503.76 Principal & Interest $439.25 Property Tax $328.13 Homeowner's Insurance

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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 04/19/2026. The listing information on this page last changed on 04/19/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Sun 04/19/2026 2:50:02 AM EST) or Pensacola MLS (last updated Sun 04/19/2026 12:13:07 AM EST) or Baldwin County MLS (last updated Sun 04/19/2026 2:31:10 AM EST) or Emerald Coast MLS (last updated Sun 04/19/2026 12:05:27 AM EST). Real estate listings held by brokerage firms other than The Realty Vault may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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