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9860 S Thomas Drive, Unit 1007, Panama City Beach, FL 32408

$380,000
  • 9860 S Thomas Drive, Unit 1007, Panama City Beach, FL 32408 Main Photo

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Pending
BEDS3 BATHS2 full SQUARE FEET1,262 MLS#1003074
STATUSPending PROPERTY TYPEResidential - Condominium SUBDIVISIONLaketown Wharf

Property Description

GULF VIEWS, STRONG RENTAL POTENTIAL & FLEXIBLE SELLER FINANCING! This 10th-floor condo delivers the Panama City Beach lifestyle buyers and investors are looking for, with direct access to sugar-white sand beaches, emerald Gulf waters, and endless entertainment just steps away. Whether you're searching for a personal getaway or a high-performing vacation rental, this unit offers an ideal opportunity.Inside, the open-concept living space is filled with natural light and flows to a private balcony overlooking the Gulf, perfect for morning coffee or relaxing after a day on the beach. The layout is designed to maximize occupancy with a spacious bedroom and additional bunk space, making it highly appealing for short-term rentals.Located in a resort-style community, owners and guests enjoy multiple pools, beach access, a fitness center, and on-site dining, all contributing to strong rental demand. Positioned along one of the most desirable stretches of Panama City Beach, you are just minutes from popular attractions, waterfront dining, shopping, fishing charters, and family-friendly entertainment.This is a turnkey opportunity for investors seeking income potential in a high-demand beach market or buyers wanting a vacation home that can help offset costs through rentals. Seller financing available at 5% interest with a 3 to 4 year balloon, amortized over 30 years, with 20% down, adding flexibility to an already strong investment opportunity.

9860 S Thomas Drive, Unit UNIT 1007 | MLS# 1003074

This condo located at 9860 S Thomas Drive, Unit UNIT 1007, Panama City Beach, FL 32408 is currently listed for sale with an asking price of $380,000. This property was built in 2008 and has 3 bedrooms and 2 full baths with 1262 sq. ft. S Thomas Drive, Unit UNIT 1007 is located in the Laketown Wharf subdivision. Search Laketown Wharf real estate on rstewart.therealtyvault.com today.

Property Features

Property Type: Residential - Condominium
Cooling: Ceiling Fans, Central Air
Heating: Central
Home Style: N/A
Taxes: $4,385
Year Built: 2008

Feature Descriptions

Appliances: Dishwasher, Dryer, Microwave, Refrigerator W/IceMk, Stove/Oven Electric, Washer, Water Heater - Elect
Association Fee Includes: Ground Keeping, Internet Service, Management, Master Association, Recreational Faclty, Security, Sewer, Water, Cable TV, Trash
Community Features: Short Term Rental - Allowed, Pickle Ball, BBQ Pit/Grill, Beach, Community Room, Dumpster, Elevators, Exercise Room, Game Room, Pavillion/Gazebo, Picnic Area, Pool, TV Cable
Days on Site: 20
Exterior: Stucco
Exterior: Balcony
Financing Terms: Conventional, FHA, Owner, VA
Flooring: Floor Vinyl
HOA: Yes
Interior: Owners Closet
Parcel Number: 40001-000-332
Pool Features: Pool Type
Property Condition: Construction Complete
Rooms Total: 5
Sewer: Public Sewer
Special View Info: Lake, Gulf
Sub Type: Condominium
Utilities: Community Water, Electric, TV Cable

Local Schools

High School: Arnold
Middle School: Breakfast Point
Elementary School: Breakfast Point

Listed By / Shown By

Listed By

Agency Name: Salty Marlin Realty

Shown By

Agent Name: Ranae Stewart
Agent Phone: (850) 619-4224
Agency Title: The Realty Vault

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Estimated Payment

$ 1,321.97 per month $845.72 Principal & Interest $365.42 Property Tax $110.83 Homeowner's Insurance

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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 06/04/2026. The listing information on this page last changed on 06/04/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Thu 06/04/2026 12:02:20 AM EST) or Pensacola MLS (last updated Wed 06/03/2026 11:53:16 PM EST) or Baldwin County MLS (last updated Thu 06/04/2026 12:01:15 AM EST) or Emerald Coast MLS (last updated Wed 06/03/2026 11:55:26 PM EST). Real estate listings held by brokerage firms other than The Realty Vault may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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